Amuni Life & Legacy Group

Ten years reviewing claims taught me where coverage breaks.

Now I build policies that hold. Amuni helps families protect what they love with life insurance, plan guaranteed retirement income with annuities, and shield what they've built with business coverage — through one direct advisor, not a call center.

Request a consultation See personal coverage

Prefer to move at your own pace? Start a self-guided application.

Desk with documents and coffee, morning light

Three ways we go with you

Pick the one that fits where you are right now.

Protecting your family

Life Insurance

Final expense, term, and whole life — written around your actual budget and goals, with a self-apply option if you'd rather move at your own pace.

Explore life insurance →

Planning your retirement income

Annuities

Turn savings into guaranteed, predictable income — structured around when you need it and how long it needs to last.

Explore annuities →

Protecting what you've built

Business Insurance

Commercial liability and key-person coverage that keeps a bad day at the office from reaching your family's finances.

Explore business coverage →

Independent agency — not tied to one carrier

Based in Dallas/Fort Worth TX, serving Texas and beyond

Licensed agent, NPN 22259405

Life Insurance & Annuities

Coverage for you and the people counting on you.

Whether you're protecting your family with life insurance or turning savings into guaranteed retirement income, we walk through the options in plain language and let you choose — no pressure, no scripts.

Annuities

Turn savings into income you can't outlive.

An annuity converts a lump sum or ongoing contributions into guaranteed, predictable payments — a way to build a personal pension on your own terms, whether you're a decade from retirement or already there.

Schedule an annuity consultation

Why people choose one

Guaranteed income that doesn't depend on market performance
Tax-deferred growth until you start taking withdrawals
Flexible start dates — income now, or income later

Life Insurance

Three ways to protect your family, explained simply.

Final expense: A smaller policy sized to cover funeral and end-of-life costs, so your family isn't left covering them out of pocket.
Term life: Straightforward coverage for a set number of years — often the most affordable way to protect income during your working years.
Whole life: Permanent coverage that builds cash value over time, for lifelong protection and a guaranteed payout.

Start a self-guided application Talk it through with me first

Common questions

How is an annuity different from a savings account?

A savings account pays whatever the bank sets and can run out. An annuity is structured to pay you on a schedule you choose, and can be set up to guarantee income for as long as you live.

What's the difference between final expense and term life?

Final expense is a smaller, easier-to-qualify-for policy meant to cover funeral costs. Term life is larger coverage for a set period, usually meant to replace income for your family.

Can I apply without talking to an agent first?

Yes — the self-guided application handles simpler cases in minutes. If your situation is more complex, I'll reach out before anything is finalized.

Business Insurance

Protecting your kitchen table and your cap table.

We build a firewall between your commercial liabilities and your family's legacy — so a lawsuit at the office never reaches your home. One advisor, one direct line, for both.

Get a business quote

Commercial livelihood

Protect the business itself.

Payroll, intellectual property, and daily operations covered under commercial general liability and key-person policies, written for independent operators and growing firms — not off a template.

Family legacy

Protect what the business is for.

Custom life policies structured to fund buy-sell agreements and guarantee your family's financial stability, regardless of what happens at the office.

How we work together

Direct review

We analyze your existing commercial liability and professional risk profile.

Legacy alignment

We evaluate your personal life insurance and estate security to close any gaps.

Unified proposal

You receive one integrated recommendation, covering both fronts.

Common questions

Why combine business and personal coverage?

Separating them leaves structural gaps. Coordinating both means your business debt or liability exposure doesn't compromise your family's personal assets.

What is a key-person policy?

It protects your business against the financial loss of a critical founder or executive, providing immediate liquidity to keep operations running.

Is there a direct line, or do I go through a call center?

You get a direct line to me. I manage both your commercial and personal coverage — no call centers, no hand-offs.

Request a private consultation

Tell me a bit about what you need, and I'll follow up directly — no call center, no auto-responder.

Direct line

info@amunilife.com

Based in Dallas/Fort Worth, TX — serving clients across Texas and beyond.

Licensing

Agency License #3511656 · NPN #22259405
Texas General Lines Life & Health and Property & Casualty

About Amuni

Why "Amuni"?

Amuni means "let's go" in Sicilian dialect — a nod to my family's roots and to how I like to work: directly, and alongside you, not at arm's length.

years spent as a bodily injury claims adjuster, seeing firsthand where coverage falls short.

I built Amuni because I got tired of watching people find out what their policy didn't cover after it was too late to fix it.

Today Amuni Life & Legacy Group is an independent agency, licensed in Texas, helping individuals and business owners across life insurance, annuities, and commercial coverage.